EMPLOYEES STATE INSURANCE ACT, 1948

Assessing the applicability of the enactment

Preparing and submitting the application with the required documents for new coverage as well as for sub-code

Completing the online coverage application

Helping to complete the inspection / assessment for coverage purposes

Obtaining the registration / code number for new coverage

Preparation of monthly challans

Obtaining the insurance number of all the coverable employees

Completing and submitting the half yearly returns in Form no. 5

Advising the employees for obtaining bio-metric cards and for claiming various benefits like cash benefits for sickness, maternity, accident, funeral, super medical benefits etc. available under ESI scheme

Advising on coverage of contractors workmen

Attending the regular inspection

Making correspondence with the department for contesting the claim

Enactments

BRIEF DETAIL OF THE ENACTMENT

This is central enactment. It deals with the medical facilities to the employees and it’s families. It also deals with the accidental, maternity, funeral etc. benefits. It also provides reimbursements of wages in case of sickness. There are super specialty medical benefits like cancer, heart etc. treatment available.

APPLICABILITY

All factories employing 10 or more persons

Shops & commercial establishments employing 20 or more coverable employees

EMPLOYEE’S ELIGIBILITY

Employee (Direct / Contractual) who’s wages / salary rate is upto Rs.15,000/- pm

Disabled employee who’s wages / salary rate is upto Rs. 25,000/- pm

CONTRIBUTIONS

1.75% from employees and 4.75% from employer on gross earned wages

LIABILITIES & CONSEQUENCES

Employer is liable for both the shares of past periods

Contractor’s employees liability is on principal employer

Delay / Defaults in payments of contributions and charges leads to levy of damages, interest

Provisions of imprisonment and fine are there

Time barred for more than 5 yrs.